Zero Down Payment

With the real estate in the GTA showing steady growth, many people found it to be not only a great place to own a home in, but also an attractive investment that helps with making money and allows for easier debt consolidation. However, buying a home or an investment usually requires the mortgage lenders asking you for a down payment that not everybody has. In the past, this used to mean that home owning was not available to those who had no money for down payment or they had to take a loan for down payment.

When considering giving you a loan, mortgage lenders look for people who are able to make payments. A deposit is usually a way to show mortgage lenders that you are able to save money and share the risk of buying this particular home.

Rita Tkach believes that nothing should stop you from owning your own property. This is exactly why she will guide you to the right "0% Down" mortgage that will allow you to maximize the benefits of home owning.

Some of the advantages of 0% down payment are:

  • No cash needed for getting a mortgage
  • No need to liquidate other investments
  • Financing as much as possible may give you tax deductions (ask Rita how)
  • Use the money you have available for paying off school loan or personal loans debt

There are a few types of Zero Down mortgages that allow you to buy a home without a down payment:

  1. 100% financing + 3% cash back
  2. 100% financing - works are 5% cash back
  3. 100% financing on purchase or refinance

Great rates are available to you from RMA and Rita Tkach.

Buying home with Zero Down should be an easy and happy task, contact Rita Tkach today and find out how!


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