F.A.Q. - Mortgage Brokers, banks, mortgages, loans, rates, etc.

  1. Can I get a mortgage with 0% down?
  2. I went bankrupt, can I still get a mortgage?
  3. How do I know you guys are the best?
  4. Will I get the lowest rates with Rita?
  5. Do you offer other kinds of financing?
  6. Why is using a mortgage broker better than going to a bank?
  7. Do I get a special gift by dealing with Rita?
  8. Can I refinance and get money out?
  9. I am self-employed, can I get a mortgage?
  10. How much would my monthly payment be?
  1. Can I get a mortgage with 0% down?

    Yes, you can. A down-payment is the bank's way to ensure that you have interest in making the monthly payment and paying back the credit you have received from them. However, 0% down is now available for people who qualify. You can become a home owner faster than you think. Read more...
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  2. I went bankrupt, can I still get a mortgage?

    After you reconsolidate your credit cards and other debts, you can file for a mortgage. Although you would be carefully checked to meet all requirements, it is possible. Read more...
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  3. How do I know you guys are the best?

    RMA employs only Senior Mortgage Consultants that work hard to stay ahead of the game, not only meeting high standards, but also setting high standards for all the Mortgage Brokers in the industry. Read more...
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  4. Will I get the lowest rates with Rita?

    Yes, you will. Regardless to the credit or mortgage you choose, getting you better rates than banking rates, is our primary goal. Read more...
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  5. Do you offer other kinds of financing?

    Yes. In addition to mortgages, we also offer credit lines, loans and refinancing services. Read more...
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  6. Why is using a mortgage broker better than going to a bank?

    Good mortgage brokers shop around for you and negotiate terms that you would not get in a bank. It is also a one-stop-shop for all your mortgage needs, which save you time, hassle and unnecessary credit checks. Read more...
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  7. Do I get a special gift by dealing with Rita?

    Yes you will. Client satisfaction is Rita's hallmark. Every client received the best service, best rates and a special gift. Read more...
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  8. Can I refinance and get money out?

    Yes, you can. With RMA different refinancing options are available to suit all of your various needs. Read more...
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  9. I am self-employed, can I get a mortgage?

    Yes, you can. RMA works hard to provide you with home owning options based on self declared income. No need to be concerned regarding your home owning eligibility, there are various options to the old-fashioned banking for self-employed. Read more...
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  10. How much would my monthly payment be?

    There are flexible rates and payment options to match you and your family's needs. For exact quote, contact Rita today.
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